Construction.
Progress billing, big-ticket payments, and field acceptance for contractors.
Built For You, Configured By Us.
Invoice by milestone, take deposits by card or ACH, and accept payment at the job site from your phone.
Level-2/3 processing keeps rates down on commercial cards.
- ★Invoicing & card-on-file billingSend invoices with pay links, store cards on file for repeat accounts, and automate recurring billing — so your A/R stops being a part-time job.
- ★Mobile payments in the fieldTap-to-pay on a phone, Bluetooth readers, and text-to-pay get you paid on-site instead of invoicing after the fact and waiting weeks to collect.
- ★Appointment & dispatch friendlyPayment tools that fit how service businesses actually run — deposits at booking, balances at completion, and card-on-file for standing appointments.
- ★Next-day or same day fundingFast funding smooths the cash-flow gap between doing the work and getting paid, so payroll and materials never wait on a slow settlement.
What It’s Really Like To Run A Construction.
You bill the way the job moves: mobilization, then progress draws tied to milestones, then retainage held until punch-out. Every pay app comes with lien waivers, a GC who pays when the owner pays, and a schedule of values you defend line by line. Your Plano HVAC crews finish change orders in the field that don’t get invoiced for two weeks. Between the office trailer and the truck, half your paperwork lives on a clipboard — and the other half is waiting on someone else’s signature.
Payments are where the schedule really slips. A $40,000 draw paid on a company credit card costs you four figures in processing — so you take checks, and checks take weeks. Homeowners on service calls want to pay by card in the driveway, but your techs have no way to run one, so the invoice goes in the mail and ages. Retainage ties up 5-10% of every job, and meanwhile you’re fronting material costs at today’s prices.
A $40,000 progress draw paid by ACH instead of credit card can save enough in processing fees to cover a laborer’s week on site.
Where Payments Hurt
- ★Four-figure card fees on large draws force you back to slow paper checks.
- ★Field techs can’t take cards, so service invoices age in the mail.
- ★Pay-when-paid terms and retainage tie up cash while you front materials.
- ★Commercial cards processed without line-item data settle at the worst rates.
How Lone Star Fixes It
- ★ACH invoicing for draws and pay apps — flat-cost bank transfers instead of percentage card fees. Compare in ACH vs. cards.
- ★SwipeSimple or Clover Go with a BBPOS reader so crews take cards at the job site — see the field payments guide.
- ★Level-2/3 data on GC and commercial card payments to qualify for lower interchange.
- ★Same day funding so completed service calls fund tomorrow’s material runs.
Construction Owners Ask Us
Should I accept credit cards on large progress draws?
Accept them, but price for them. With Texas dual pricing you present a card price and a bank-transfer price, and most GCs will choose ACH when the difference is on the invoice. You get paid faster than a mailed check either way.
How do my field crews take payment at the job site?
A mobile app like SwipeSimple or Clover Go with a Bluetooth card reader turns any phone into a terminal. Techs can tap, dip, or send a payment link before they leave the driveway, and the transaction posts to the same account as the office.
Who do I call when a payment issue hits during a job?
Our support team is in Dallas, and you get a direct line — not an overseas queue. When a draw payment is held or a terminal acts up at the trailer, you talk to someone who can actually fix it that day.
Explore Services
Ready To See It In Action?
Call (214) 838-1818 and a specialist will walk you through the right setup for your business — and ask about up to $5,000 to upgrade your POS.
