Advertising.
Retainers, invoices, and card-on-file billing for agencies and media companies.
Built For You, Configured By Us.
Automated recurring billing for retainers, one-click invoice pay for projects, and level-2 data on corporate cards.
Your A/R stops being a part-time job.
- ★Invoicing & card-on-file billingSend invoices with pay links, store cards on file for repeat accounts, and automate recurring billing — so your A/R stops being a part-time job.
- ★Mobile payments in the fieldTap-to-pay on a phone, Bluetooth readers, and text-to-pay get you paid on-site instead of invoicing after the fact and waiting weeks to collect.
- ★Appointment & dispatch friendlyPayment tools that fit how service businesses actually run — deposits at booking, balances at completion, and card-on-file for standing appointments.
- ★Next-day or same day fundingFast funding smooths the cash-flow gap between doing the work and getting paid, so payroll and materials never wait on a slow settlement.
What It’s Really Like To Run A Advertising.
You run an agency on retainers and scope docs. The first of the month means invoicing every client for the monthly retainer, then chasing the media spend you already floated on the agency card. A rebrand project bills 50% up front, the rest on delivery — and delivery always slips a week because the client sat on approvals. Meanwhile your account leads are heads-down in the deck for Thursday’s pitch, and nobody owns collections. The work is creative; the billing is anything but.
Payments bite you twice. Clients pay retainers on corporate cards, and corporate card interchange quietly eats 3% or more of every invoice — on a $15,000 monthly retainer, that’s real money leaving with every cycle. And because most agency invoices get keyed in or paid through an emailed link, you’re paying card-not-present rates on top. Add net-30 terms that drift to net-55, and your cash sits in other people’s AP queues while payroll doesn’t wait.
On a $15,000 monthly retainer, the gap between an optimized corporate-card rate and a keyed-in one can cover a freelancer’s day rate — every single month.
Where Payments Hurt
- ★Corporate card interchange takes 3%+ of every retainer paid by card.
- ★Keyed-in and emailed-link invoices settle at expensive card-not-present rates.
- ★Net-30 terms drift while you float media spend on the agency card.
- ★Chargebacks on canceled projects when scope disputes turn into card disputes.
How Lone Star Fixes It
- ★Card-on-file retainer billing through NMI or Authorize.net — tokenized, automatic, on the first of the month.
- ★Level-2/3 data on corporate card transactions to qualify for lower B2B interchange.
- ★ACH invoicing with Biller Genie auto-reminders — see ACH vs. cards for the math on large invoices.
- ★A free statement review to show exactly what your current processor charges on those big-ticket retainers.
Advertising Owners Ask Us
Can I pass processing costs to clients on retainer invoices?
In Texas, a compliant dual pricing program lets you present a card price and a cash/ACH price on every invoice. Most agencies simply steer large retainers to ACH, where costs are a flat fraction of card fees. We’ll set up whichever fits your client relationships.
What’s the best way to bill monthly retainers automatically?
Card-on-file recurring billing through a tokenized gateway like NMI or Authorize.net. Clients authorize once, invoices go out and collect themselves, and updated card numbers refresh automatically so retainers don’t fail mid-campaign.
Do you work with agencies outside Dallas?
Yes. We’re Dallas-based and support agencies across Texas and nationwide — you call our local team directly, not an 800-number queue. Setup, gateway configuration, and rate reviews are all handled by people you can actually reach.
Explore Services
Ready To See It In Action?
Call (214) 838-1818 and a specialist will walk you through the right setup for your business — and ask about up to $5,000 to upgrade your POS.
