Service Areas · Midland, Texas

Merchant Services in Midland, Texas.

POS systems, payment processing, dual pricing, and same day funding for Midland businesses — from a Texas partner that answers the phone.

At a glance

Lone Star Payments serves Midland (Midland County, pop. ~135,000) with POS systems, payment processing hardware and software, compliant dual pricing, PCI security, and same day funding. Preconfigured hardware ships overnight with live remote install and Dallas-based support.

Payments, built for how Midland does business

The capital of the Permian Basin runs on oil-patch rhythms — boom-cycle payrolls, service companies working around the clock, and a hospitality sector that flexes with the rig count. Payments here need to be as dependable as a pumpjack.

We serve Midland statewide-style: preconfigured hardware ships overnight, a live Dallas-based specialist walks your team through a sub-one-hour install, and overnight replacement backs every device.

  • Dual pricing, configured for Texas: post a cash price and a card price and offset most processing costs — see the Texas card fee rules
  • Same day funding: batches before the cutoff land in your bank the same business day — how it works
  • Up to $5,000 toward a POS upgrade, extended through 8/31/2026
  • Free statement review: send one month, we show your effective rate and what you'd save
The Midland market

Where Midland Does Business.

Midland’s merchants don’t read the same economic indicators as the rest of Texas — they read the rig count. When drilling activity climbs, hotels fill with crews, restaurants along Loop 250 and Wadley Avenue run waits on weeknights, and every service business hires. When it dips, the discipline shows: who controlled costs, who kept regulars, who structured their processing so fees fell with volume instead of holding flat. Payment agreements with monthly minimums and long terms are built for steady towns; Midland needs terms that flex with the Basin.

The boom cycle also creates a labor problem that lands directly on the checkout counter. When oilfield wages surge, retail and restaurant staffing gets scarce and turnover accelerates — so systems have to be learnable in a shift, not a semester. Simple screens, forgiving workflows, and terminals that guide a brand-new cashier through a card decline all matter more here than feature lists. The best POS in Midland is the one the newest hire can run correctly on a slammed Friday during a hot rig count.

From downtown Midland offices to the Loop 250 retail corridor and the businesses along Andrews Highway, we deploy without ever making you wait on a truck from out of state: preconfigured hardware ships overnight from Dallas, a live specialist walks your team through the install remotely in under an hour, and overnight replacement means a failed terminal never costs you more than a night’s sleep.

Districts & corridors we serve in Midland

Downtown Midland The Loop 250 retail corridor The Andrews Highway corridor Wadley Avenue The Midkiff Road corridor Big Spring Street
What we deploy in Midland

Solutions Midland Businesses Run On.

Talk To A Specialist About Your Midland Business.

One call gets you a straight answer on pricing, hardware, and timelines — and a free review of your current statement if you have one handy.

Midland Merchants Ask Us

Does Lone Star Payments serve Midland?

Yes — Midland is a core service area. We serve Midland statewide-style: preconfigured hardware ships overnight, a live Dallas-based specialist walks your team through a sub-one-hour install, and overnight replacement backs every device.

What should credit card processing cost in Midland?

The same as anywhere honest: an all-in effective rate of roughly 2.5%–3.5% depending on your card mix, with every fee above interchange disclosed. Midland merchants can send us one statement for a free review.

Can Midland businesses use dual pricing?

Yes. Texas is one of the most merchant-friendly states for compliant dual pricing — posting a cash price and a card price — and we configure the hardware, receipts, and signage end to end.

Field crews invoice big jobs — what's the right way to take payment?

ACH for the big invoices, cards with level-2/3 data for corporate accounts, and mobile readers for crews in the field. We build that mix for Permian service companies regularly.

Our hotel occupancy swings with the rig count — what should our payment setup handle?

Boom-cycle lodging needs clean pre-authorizations that adjust at checkout, correct handling of incidental holds and long crew stays, and card-on-file billing for the service companies that book blocks of rooms. We configure all three, and our hospitality solutions page covers the full stack.

We run a retail store, not an oilfield business — is Midland still a fit for you?

Absolutely — Basin paychecks are spent at Midland registers, and retailers here benefit from the same honest pricing and modern hardware as anyone. If inventory is your pain point, our retail POS inventory guide shows how the counter and the stockroom can finally agree.

On The Ground In Midland

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