Service Areas · Lubbock, Texas

Merchant Services in Lubbock, Texas.

POS systems, payment processing, dual pricing, and same day funding for Lubbock businesses — from a Texas partner that answers the phone.

Get Started (214) 838-1818
At a glance

Lone Star Payments serves Lubbock (Lubbock County, pop. ~270,000) with POS systems, payment processing hardware and software, compliant dual pricing, PCI security, and same day funding. Preconfigured hardware ships overnight with live remote install and Dallas / Ft. Worth-based support.

Payments, built for how Lubbock does business

The Hub City feeds off Texas Tech's 40,000 students and the High Plains ag economy around it. Game weekends, gameday retail, and a growing brewery-and-restaurant scene make Lubbock checkout lines faster-moving than outsiders expect.

We serve Lubbock statewide-style: preconfigured hardware ships overnight, a live Dallas / Ft. Worth-based specialist walks your team through a sub-one-hour install, and overnight replacement backs every device.

  • ★Dual pricing, configured for Texas: post a cash price and a card price and offset most processing costs — see the Texas card fee rules
  • ★Same day funding: batches before the cutoff land in your bank the same business day — how it works
  • ★Now offering Square: point of sale, hardware, and online tools from Square, set up with you by our Dallas / Ft. Worth team — see Square
  • ★Free statement review: send one month, we show your effective rate and what you'd save
The Lubbock market

Where Lubbock Does Business.

Lubbock is the commercial capital of the South Plains, and its reach extends far past the city limits — ranchers, cotton growers, and small-town families drive in from a hundred-mile radius for medical care, big-box runs, equipment, and dinner afterward. That regional-hub role gives Lubbock retail and restaurants a customer base measured in counties rather than neighborhoods, and it rewards the businesses that make an infrequent visit effortless: fast checkout, painless returns, and receipts that reconcile cleanly back at the farm office.

Two quieter stories are reshaping the market. Southwest Lubbock keeps pushing outward along the Milwaukee Avenue corridor, where new rooftops pull restaurants, med-spas, and service franchises into fresh retail pads at a steady clip. And the High Plains around the city grow the bulk of Texas’s wine grapes, feeding a winery and tasting-room scene that needs club billing, card-on-file, and event-day payments — a very different stack from the Depot District bar that lives and dies on tap-to-pay speed.

For the Depot District, the Milwaukee Avenue corridor, and the Broadway strip near Texas Tech, we ship preconfigured hardware overnight from Dallas / Ft. Worth, then a live specialist walks your team through the install remotely — typically under an hour from box to first transaction. If a device ever fails, an overnight replacement lands on your counter the next morning, already programmed with your menu and pricing.

Districts & corridors we serve in Lubbock

★Depot District ★North Overton ★Downtown Lubbock ★Milwaukee Avenue corridor ★Broadway corridor near Texas Tech ★South Plains Mall area
What we deploy in Lubbock

Solutions Lubbock Businesses Run On.

★Square POS (New) ★Restaurant ★Bar / Nightclub ★Retail ★Grocery Store ★Auto Shop ★Coffee Shop
New  Square in Lubbock

Square For Lubbock, Hub Of The South Plains.

Shoppers and diners drive into Lubbock from all over the South Plains, and a long trip deserves a short checkout line. In the Depot District, Square keeps bar tabs and contactless taps moving on game weekends; along the Milwaukee Avenue corridor, new med-spas and service franchises can take online bookings and hold a card on file against no-shows; and tasting rooms out in the High Plains wine country can bill club members on a recurring schedule. Lubbock setup happens remotely: a specialist based in Dallas / Ft. Worth leads your team, live, through pairing the hardware, building items or a menu, and setting taxes, tips and staff permissions, staying on the line until the first sales go through. After go-live, call (214) 838-1818 and you get a person who knows your setup.

Bartender handing back a card at a Depot District taproom in Lubbock
Square AppointmentsMed-spas and service franchises opening along the Milwaukee Avenue corridor get an online booking site open day and night, automatic email and text reminders, and no-show fees backed by a card on file.Learn more Square InvoicesWineries and tasting rooms can run wine-club billing as recurring invoices, and equipment dealers can turn an approved estimate straight into an invoice.Learn more Square Reader / Tap to PayTechs servicing irrigation and ag equipment across the South Plains can take chip or contactless payments on a pocket reader, or accept a tap directly on their own phones.Learn more

Talk To A Specialist About Your Lubbock Business.

One call gets you a straight answer on pricing, hardware, and timelines — and a free review of your current statement if you have one handy.

Contact UsTake The 60-Second Quiz

Lubbock Merchants Ask Us

Does Lone Star Payments serve Lubbock?

Yes — Lubbock is a core service area. We serve Lubbock statewide-style: preconfigured hardware ships overnight, a live Dallas / Ft. Worth-based specialist walks your team through a sub-one-hour install, and overnight replacement backs every device.

What should credit card processing cost in Lubbock?

The same as anywhere honest: an all-in effective rate of roughly 2.5%–3.5% depending on your card mix, with every fee above interchange disclosed. Lubbock merchants can send us one statement for a free review.

Can Lubbock businesses use dual pricing?

Yes. Texas is one of the most merchant-friendly states for compliant dual pricing — posting a cash price and a card price — and we configure the hardware, receipts, and signage end to end.

Do college-town businesses need anything special?

Student economies are tap-to-pay economies. We prioritize contactless speed, easy tab management for bars, and loyalty programs that survive a four-year customer turnover cycle.

We run a tasting room out in the Lubbock wine country — can you handle wine-club billing?

Yes — recurring card-on-file billing for club members, compliant stored-credential handling, and mobile readers for festival and event pours all run on the same account. Start with our retail solutions and we’ll tailor from there.

Our crews service irrigation and ag equipment across the South Plains — can techs take payment in the field?

That’s a standard build for us: mobile readers or tap-on-phone for techs, plus emailed invoices with a pay link for larger jobs, all settling into one account. Our field-service payments guide walks through the options.

Can a Lubbock business get Square POS support from a real person?

Yes — that’s the point of buying through us. From the Broadway corridor near Texas Tech to the South Plains Mall area, a live specialist sets you up remotely: picking a plan and hardware, building your items, configuring taxes and tips, and walking your team to its first sale. If another option suits your card volume better, our free cost review will say so plainly.

On The Ground In Lubbock

Nearby Service Areas

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