Service Areas · Garland, Texas

Merchant Services in Garland, Texas.

POS systems, payment processing, dual pricing, and same day funding for Garland businesses — from a Texas partner that answers the phone.

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At a glance

Lone Star Payments serves Garland (Dallas County, pop. ~245,000) with POS systems, payment processing hardware and software, compliant dual pricing, PCI security, and same day funding. As a DFW-metro city, Garland gets on-site installation and training.

Payments, built for how Garland does business

Garland works for a living — one of the biggest manufacturing bases in North Texas, plus some of the metroplex's best international food along its commercial corridors. Hardworking businesses deserve processing without junk fees, installed in person by a DFW neighbor.

On-site installation and staff training in Garland come standard — we're a Dallas / Ft. Worth company, and the metroplex is home turf. Most installs are scheduled within days.

  • ★Dual pricing, configured for Texas: post a cash price and a card price and offset most processing costs — see the Texas card fee rules
  • ★Same day funding: batches before the cutoff land in your bank the same business day — how it works
  • ★Now offering Square: point of sale, hardware, and online tools from Square, set up with you by our Dallas / Ft. Worth team — see Square
  • ★Free statement review: send one month, we show your effective rate and what you'd save
The Garland market

Where Garland Does Business.

Downtown Garland’s square has quietly become one of the metroplex’s better small-business stories — a DART rail stop, new apartments, and a ring of restaurants and shops filling buildings that sat underused for decades. The economics favor independents: commercial rents run well below comparable Dallas / Ft. Worth districts, so first-time owners who would be priced out of Bishop Arts or Lower Greenville open here instead. For payments, that means a steady stream of merchants standing up their first real POS — and needing it done right the first time.

Garland’s daily economy still runs on production and repair — plants and shops that clock shifts, feed crews at lunch counters, and keep fleets of work trucks moving. Layered over that is one of North Texas’s great international food scenes: Vietnamese, Korean, and Latin American groceries and kitchens along the city’s central corridors, many doing heavy volume at modest tickets. Both worlds are value-conscious and allergic to junk fees, which is precisely the customer our pricing was built for.

Garland sits just across LBJ from our Dallas / Ft. Worth base, so on-site service is the default: we install and train in person around the Downtown Garland Square, at Firewheel Town Center, and along the Walnut Street corridor, usually within days of approval. Grocery and restaurant installs get scheduled for your slowest morning, and we stay until the first live transactions settle clean.

Districts & corridors we serve in Garland

★Downtown Garland Square ★Firewheel Town Center ★Walnut Street corridor ★Jupiter Road corridor ★Broadway Boulevard corridor ★Shiloh Road corridor
What we deploy in Garland

Solutions Garland Businesses Run On.

★Square POS (New) ★Restaurant ★Auto Shop ★Grocery Store ★Retail ★Construction ★Deli
New  Square in Garland

Square For The Groceries, Garages And Kitchens Of Garland.

Plenty of owners opening around the Downtown Garland Square are standing up their first real point of sale, and Square is a sensible place to start. An international grocery can track deep shelves with Square for Retail, a family kitchen can schedule its lunch crew and run payroll in the same account, and an auto shop can quote and bill big repair tickets. Garland sits just across LBJ from our Dallas / Ft. Worth office, so setup happens in person: we load your item list or menu, configure sales tax, tips and employee permissions, pair the hardware, and stay to train your crew until the first sales settle clean — at Firewheel Town Center or along the Walnut Street corridor. Watching every fee? So are we. Before you commit, we’ll lay Square’s published costs next to our other programs for your actual card volume, free. Explore Square at Lone Star Payments.

Bakery owner ringing up kolaches in Downtown Garland
Square for RetailDeep-shelved Vietnamese, Korean and Latin American groceries in Garland can run barcode inventory, vendor records and purchase orders from the same system that rings the sale.Learn more Square for service businessesAuto shops and fleet-repair outfits that keep work trucks moving can quote, bill and collect on large repair tickets without a separate field system.Learn more Square PayrollFamily restaurants and delis that feed plant shift crews at lunch can schedule shifts, track timecards and tips, and run payroll alongside the register.Learn more

Talk To A Specialist About Your Garland Business.

One call gets you a straight answer on pricing, hardware, and timelines — and a free review of your current statement if you have one handy.

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Garland Merchants Ask Us

Does Lone Star Payments serve Garland?

Yes — Garland is a core service area. On-site installation and staff training in Garland come standard — we're a Dallas / Ft. Worth company, and the metroplex is home turf. Most installs are scheduled within days.

What should credit card processing cost in Garland?

The same as anywhere honest: an all-in effective rate of roughly 2.5%–3.5% depending on your card mix, with every fee above interchange disclosed. Garland merchants can send us one statement for a free review.

Can Garland businesses use dual pricing?

Yes. Texas is one of the most merchant-friendly states for compliant dual pricing — posting a cash price and a card price — and we configure the hardware, receipts, and signage end to end.

We run a family restaurant in Garland — what does switching look like?

We stage your new system, build the menu before it arrives, install on-site on a slow morning, and keep your old processor live in parallel until you're confident. No missed lunches.

Our international grocery has thousands of SKUs and weighed produce — can a modern POS keep up?

Yes — integrated scales, barcode-driven inventory, and department-level reporting are standard grocery builds for us, and reordering gets easier once counts are live. Our retail POS and inventory guide shows how high-SKU stores structure it.

We’re an auto shop with big repair tickets — card fees on a $1,500 job really sting. What are our options?

Big tickets are where dual pricing earns its keep: the cash price and card price are disclosed right on the estimate, so the customer chooses and the fee stops eating your margin. See the Texas card fee rules for how compliant setups work.

Will someone set up Square on-site at my Garland shop?

Yes. We’re just across LBJ, so installs happen at your location — on the Downtown Garland Square, at Firewheel Town Center, along Shiloh Road or Jupiter Road. We set up taxes, tips and staff permissions, pair your hardware, train the team and stay through go-live. If Square isn’t the lowest-cost fit for your card volume, our free comparison will show that too.

On The Ground In Garland

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