Service Areas · McKinney, Texas

Merchant Services in McKinney, Texas.

POS systems, payment processing, dual pricing, and same day funding for McKinney businesses — from a Texas partner that answers the phone.

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At a glance

Lone Star Payments serves McKinney (Collin County, pop. ~210,000) with POS systems, payment processing hardware and software, compliant dual pricing, PCI security, and same day funding. As a DFW-metro city, McKinney gets on-site installation and training.

Payments, built for how McKinney does business

McKinney's historic downtown square is the model small-business district — boutiques, bakeries, and coffee shops in century-old brick. Charming storefronts still deserve modern payments, and being DFW-local, we install them ourselves.

On-site installation and staff training in McKinney come standard — we're a Dallas / Ft. Worth company, and the metroplex is home turf. Most installs are scheduled within days.

  • ★Dual pricing, configured for Texas: post a cash price and a card price and offset most processing costs — see the Texas card fee rules
  • ★Same day funding: batches before the cutoff land in your bank the same business day — how it works
  • ★Now offering Square: point of sale, hardware, and online tools from Square, set up with you by our Dallas / Ft. Worth team — see Square
  • ★Free statement review: send one month, we show your effective rate and what you'd save
The McKinney market

Where McKinney Does Business.

West of the square, Craig Ranch has grown into McKinney’s corporate and sporting anchor — TPC Craig Ranch hosts a PGA Tour stop each spring, and the offices, medical users, and restaurants around it keep filling in. Tournament week alone hands local hospitality a year’s worth of first impressions in seven days. It’s a useful reminder that McKinney isn’t just a charming square anymore; it’s a city of a couple hundred thousand with a business base to match.

Growth is racing up the US 380 corridor and out Eldorado Parkway, where retail pads land as fast as rooftops do — med-spas, dental groups, fast-casual franchises, and the service businesses every new neighborhood demands. Closer in, Adriatica Village’s Mediterranean-styled lanes host wine bars and event venues that run on reservations and private bookings. The through-line: McKinney’s newest merchants skew appointment- and service-based, where card-on-file, deposits, and no-show protection matter as much as the countertop terminal.

McKinney is thirty-odd minutes up US 75 from our Dallas / Ft. Worth office, and it gets the full on-site treatment: in-person installs and training around Historic Downtown McKinney, Adriatica Village, and Craig Ranch, typically scheduled within days. Square merchants get installs on slow mornings with cabling kept out of sight, and every deployment ends with a hands-on walk-through for your whole staff before we leave.

Districts & corridors we serve in McKinney

★Historic Downtown McKinney ★Adriatica Village ★Craig Ranch ★US 380 corridor ★Eldorado Parkway corridor ★Stonebridge Ranch area
What we deploy in McKinney

Solutions McKinney Businesses Run On.

★Square POS (New) ★Boutique ★Coffee Shop ★Gift & Novelty ★Restaurant ★Bakery ★Photography
New  Square in McKinney

Modern Square Checkout For McKinney’s Historic Square.

Century-old brick on Historic Downtown McKinney calls for a checkout that doesn’t look out of place, and Square’s compact hardware sits quietly on a vintage counter. Boutiques, bakeries and gift shops on the square can run real-time inventory with Square for Retail, while the med-spas, photo studios and other appointment-based businesses filling in along Eldorado Parkway and the US 380 corridor lean on Square Appointments for online booking, reminders and prepayments. Adriatica Village wine bars and Craig Ranch restaurants can open bar tabs, divide a check and send orders to a kitchen screen. McKinney sits inside our Dallas / Ft. Worth service area, so we come to you: catalog or menu built ahead of time, hardware installed and paired, taxes, tipping and permissions set, then a hands-on walk-through for your whole staff before we leave.

Customer paying by card at an antique and gift shop in Historic Downtown McKinney
Square AppointmentsMed-spas and other appointment-based businesses along Eldorado Parkway and the US 380 corridor get online booking, prepayments and waitlists that fill cancellation openings.Learn more Square for RetailBoutiques and gift shops on the downtown square can count stock with an iPhone camera and keep in-store and online inventory in sync, so a sold-out item stays sold out everywhere.Learn more Square InvoicesPhotography studios booking weddings off the square can send an e-signature contract, request a deposit and set a separate due date for the balance.Learn more

Talk To A Specialist About Your McKinney Business.

One call gets you a straight answer on pricing, hardware, and timelines — and a free review of your current statement if you have one handy.

Contact UsTake The 60-Second Quiz

McKinney Merchants Ask Us

Does Lone Star Payments serve McKinney?

Yes — McKinney is a core service area. On-site installation and staff training in McKinney come standard — we're a Dallas / Ft. Worth company, and the metroplex is home turf. Most installs are scheduled within days.

What should credit card processing cost in McKinney?

The same as anywhere honest: an all-in effective rate of roughly 2.5%–3.5% depending on your card mix, with every fee above interchange disclosed. McKinney merchants can send us one statement for a free review.

Can McKinney businesses use dual pricing?

Yes. Texas is one of the most merchant-friendly states for compliant dual pricing — posting a cash price and a card price — and we configure the hardware, receipts, and signage end to end.

Will modern hardware clash with our historic-district aesthetic?

The current generation of terminals is genuinely handsome — compact, cordless options in neutral finishes that sit quietly on a vintage counter. We'll match the hardware to the shop.

We’re a photography studio booking weddings off the square — can we take deposits and invoice remotely?

Yes — emailed invoices with pay links, card-on-file for the balance, and deposit handling that keeps retainers clean at tax time are all standard. Our photography solutions page covers the typical studio setup.

Our bakery’s weekend sales cover Monday payroll — how quickly does money actually land?

Batches before the daily cutoff fund the same business day, and weekend batches arrive first thing the next business day, which is exactly the rhythm a payroll-on-Monday bakery needs. Details are in how same day funding works.

Does Square setup in McKinney happen on-site?

Yes. It’s an easy drive up US 75 for our Dallas / Ft. Worth crew, so we set up at your shop on the downtown square, in Adriatica Village or out at Craig Ranch: items or services built, hardware paired, every shift trained in person. Before you commit, we’ll compare Square’s published costs with our other options for your real card volume, free.

On The Ground In McKinney

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