Products · Software & Gateways

Payment Processing Software.

A buffet of the most powerful payment software on the market — gateways, invoicing, and sync.

Built For You, Configured By Us.

Gateways, virtual terminals, recurring billing, accounting sync — whatever your stack needs to get paid, we carry it and we configure it.

One partner, every platform. That's the point.

  • Tokenized, PCI-compliant vaultCard numbers are swapped for useless tokens the moment they're captured, enabling secure card-on-file and recurring billing while keeping your PCI burden low.
  • Recurring & invoice billingAutomate subscriptions, retainers, and invoices with card-on-file and email pay links — Biller Genie–powered A/R that gets you paid up to 40% faster.
  • Full transaction reportingSee authorizations, batches, deposits, and disputes in real time across every location, with automatic reconciliation into QuickBooks.
  • Developer-friendly integrationsNMI and Authorize.net gateways plug into your website, app, or platform with tokenization, fraud tools, and level-2/3 data built in.
Payment Processing Software
Category overview

The Invisible Layer That Moves The Money.

Payment processing software is the layer that securely carries a transaction from your counter, website, or invoice to the card networks and back with an approval — usually in under two seconds. The category covers payment gateways for e-commerce, virtual terminals for phone orders, invoicing and recurring-billing tools, and the integrations that tie payments into your POS or accounting system. When it works, you never think about it. When it’s wrong, you feel it every day.

Lone Star Payments builds the software side around how you actually get paid: card-present at the counter, online checkout, emailed invoices, saved cards on file, or all of the above. Because we work across multiple platforms rather than pushing one, we can pair the right gateway and tools with honest, transparent processing — and show you exactly what each piece costs instead of burying it in a bundle.

Under 2 seconds — roughly how long a card authorization takes to travel from your counter to the issuing bank and back.

Where Payments Hurt

  • Taking cards in person but losing sales that want to happen online.
  • Keying phone orders into a terminal with no record and downgraded rates.
  • Chasing invoices manually instead of automating recurring billing.
  • Software fees scattered across three vendors with no one accountable.

How Lone Star Fixes It

  • Map every way you get paid, then match tools to each — our guide to accepting payments online covers the e-commerce side.
  • Understand what the software layer adds to your rates — see processing fees explained.
  • Choose software that keys transactions properly so you don’t pay downgrade penalties.
  • Get gateway, processing, and support from one accountable partner instead of three vendors pointing at each other.

Payment Processing Software Owners Ask Us

What’s a payment gateway, and do I need one?

A gateway is the software that securely passes online transactions to the processor — the digital equivalent of a card terminal. If you sell on a website, invoice, or store cards on file, you need one; if you only swipe in person, your terminal fills that role.

Can this integrate with my POS or accounting software?

Usually, yes. We work across multiple platforms, so we start from what you already run — POS, QuickBooks, an online store — and fit payments into it rather than forcing new software.

Do you support Texas businesses selling in-store and online?

Yes. From our Dallas base we set up merchants across Texas with one account covering counter sales, online checkout, and invoicing — one statement, one support number, no vendor ping-pong.

Explore Software & Gateways

Ready To See It In Action?

Call (214) 838-1818 and a specialist will walk you through the right setup for your business — and ask about up to $5,000 to upgrade your POS.

Specialist demonstrating a terminal to a merchant