NMI Gateway.
The gateway powering serious eCommerce — one integration, every payment type.
Built For You, Configured By Us.
NMI connects your website, app, or software to the card networks with tokenization, level-3 data, and fraud tools built in.
Lone Star Payments provisions NMI with your processing behind it, so authorization and settlement live under one roof.
- ★Tokenized, PCI-compliant vaultCard numbers are swapped for useless tokens the moment they're captured, enabling secure card-on-file and recurring billing while keeping your PCI burden low.
- ★Recurring & invoice billingAutomate subscriptions, retainers, and invoices with card-on-file and email pay links — Biller Genie–powered A/R that gets you paid up to 40% faster.
- ★Full transaction reportingSee authorizations, batches, deposits, and disputes in real time across every location, with automatic reconciliation into QuickBooks.
- ★Developer-friendly integrationsNMI and Authorize.net gateways plug into your website, app, or platform with tokenization, fraud tools, and level-2/3 data built in.
The Quiet Engine Behind Online Payments.
NMI is a payment gateway — the secure layer that connects your website, software, or virtual terminal to card processing — known for tokenization, recurring billing, and broad integration support. It fits e-commerce merchants, subscription businesses, and offices that key in payments and want stored cards handled safely. Because NMI connects to many processors, it also travels well: your integration can stay put even if your processing changes. If you only sell face-to-face at a counter, you don’t need a standalone gateway at all.
Deployed for a Texas merchant, NMI usually means three things working quietly: the website checkout passes cards straight to the gateway so your server never touches them, repeat customers are stored as tokens for one-click or recurring charges, and the office keys phone orders into a virtual terminal instead of writing card numbers on paper — a habit worth breaking forever. We handle the gateway setup, connect it to your Lone Star merchant account, and test transactions end to end before anything goes live.
A gateway’s real product is the card number your systems never have to store — tokenization turns your biggest liability into a reference ID that’s useless to a thief.
Where Payments Hurt
- ★Card numbers written on paper or stored in spreadsheets are a breach waiting to happen
- ★Recurring customers must be re-billed manually every month
- ★Switching processors breaks the website checkout integration
- ★Phone and web orders run through separate tools with separate reporting
How Lone Star Fixes It
- ★We provision the gateway, connect your site or software, and run live test transactions before launch
- ★Tokenization and secure customer vault configured so stored cards stay out of your systems — our tokenization and P2PE explainer covers how it works
- ★Recurring billing plans and the virtual terminal set up for your office workflows; see how to accept payments online for the full picture
- ★Dallas-based support for both the gateway and the processing behind it — one call, no vendor ping-pong
NMI Gateway Owners Ask Us
Do I need a gateway if I already have a merchant account?
If you sell online, take phone orders, or bill recurring customers, yes — the gateway is what moves those card-not-present payments securely. For counter-only businesses, your terminal already plays that role.
How long does NMI setup take?
Basic virtual terminal access can be same-week. Website integrations depend on your platform and developer — common carts connect quickly, and our Dallas team stays on the line with your web person until test transactions clear.
Can NMI handle recurring billing?
Yes — subscription plans, stored customer tokens, and automatic retries are core features. We configure the billing schedules with you and make sure the reporting reconciles cleanly against your Lone Star statement.
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Ready To See It In Action?
Call (214) 838-1818 and a specialist will walk you through the right setup for your business — and ask about up to $5,000 to upgrade your POS.
