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PCI & Security.

Tokenization, P2PE, and hands-on PCI guidance — protection as the default, not an add-on.

Built For You, Configured By Us.

The fastest way to pass PCI is to touch as little card data as possible. Tokenization swaps card numbers for useless tokens; point-to-point encryption locks data from the terminal to the processor.

Every Lone Star deployment ships with both, plus real help completing your SAQ — so compliance stops being a yearly scramble.

  • Transparent statementsInterchange-plus pricing you can audit line by line — volume, interchange, markup, and fees laid out so you always know your true effective rate.
  • No long-term lock-inNo liquidated-damages traps or auto-renewing multi-year terms. We keep you by earning it every month, not by holding your contract hostage.
  • Dallas-based live supportCall (214) 838-1818 and a real human in Dallas answers — named departments for sales, tech, and success, not an offshore ticket queue or a bot.
  • Configured for you end to endDual pricing, PCI, hardware, receipts, and signage are set up and verified by us — you get a working, compliant system, not a manual and good luck.
PCI & Security
Program deep dive

Compliance Without The Annual Panic.

PCI compliance is the card industry’s security standard — a set of requirements every business that accepts cards agrees to meet. For most small merchants it boils down to an annual self-assessment questionnaire (SAQ), secure hardware, and sane practices around card data. It is genuinely important and genuinely annoying, which is why so many owners either ignore it — and quietly pay monthly non-compliance fees — or dread it like a tax audit. Neither is necessary.

Our program turns it into a guided annual chore instead of a mystery. We help you identify the right SAQ for how you actually take payments, walk through the questionnaire with you, and deploy hardware that shrinks what you’re responsible for in the first place — encrypted devices mean card data never touches your systems in readable form. The Texas merchant we meet most often has been paying a non-compliance fee for years without knowing what it was. That line item is usually the first thing we retire.

The most common PCI finding on the statements we review is the simplest: a monthly non-compliance fee the merchant never knew they could remove by completing a questionnaire.

Where Payments Hurt

  • Monthly non-compliance fees stacking up on the statement, unnoticed
  • An annual SAQ that reads like it was written for an IT department
  • Card numbers living on paper forms, spreadsheets, and sticky notes
  • No idea what actually happens — or who pays — if card data is stolen

How Lone Star Fixes It

  • Guided SAQ completion each year with our Dallas team — the right questionnaire for your setup, walked through in plain English; start with our PCI small business guide
  • Encrypted terminals and tokenized transactions that shrink your compliance scope — explained in our tokenization and P2PE guide
  • A free statement review that flags any non-compliance fees you’re paying today
  • Practical cleanup of risky habits — paper card forms, stored numbers, shared logins — without an enterprise security budget

PCI & Security Owners Ask Us

What does your SAQ help actually include?

We identify which SAQ applies to how you take payments, schedule the annual completion, and sit with you — by phone or in person around DFW — while you answer it. Most merchants finish in one sitting once someone translates the questions. We also handle the attestation filing so the non-compliance fee stops.

Is PCI compliance legally required in Texas?

It’s a contractual requirement of accepting cards rather than a state law — but the consequences of ignoring it are real: monthly fees, and much larger liability if card data is compromised while you’re non-compliant. Treating it as optional is the expensive choice either way.

Does using your terminals make me automatically compliant?

No hardware makes you automatically compliant — anyone who says so is overselling. What encrypted, tokenized terminals do is dramatically shrink what you’re responsible for, turning the questionnaire from a project into a checklist. The annual SAQ is still yours to complete; we just make it painless.

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Ready To See It In Action?

Call (214) 838-1818 and a specialist will walk you through the right setup for your business — and ask about up to $5,000 to upgrade your POS.

Specialist demonstrating a terminal to a merchant