These Terms of Service (the “Terms”) govern your access to and use of the website operated by Lone Star Payments, LLC (“Lone Star Payments,” “we,” “us,” or “our”), including any content, forms, tools, and services made available through it (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. Our services

Lone Star Payments provides merchant services, including payment processing solutions, point-of-sale systems, payment hardware and software, security and compliance tools, and related consulting for businesses. Information on the Site describes products and programs generally; the specific terms of any merchant account, processing agreement, hardware placement, funding program, or pricing program (including dual pricing) are set out in separate written agreements between you, Lone Star Payments, and/or our sponsoring banks, processing partners, and equipment providers. Those agreements — not these Terms — govern those services.

2. Eligibility and business use

The Site is intended for business use by persons who are at least 18 years old and capable of forming a binding contract. By submitting an inquiry or application, you represent that you are authorized to act on behalf of the business you identify.

3. Quotes, applications, and approvals

Rates, savings estimates, promotional offers (including hardware upgrade programs), and product availability described on the Site are informational, subject to change, and not a guarantee of approval or pricing.
Merchant accounts are subject to underwriting and approval by the applicable processor and sponsoring bank. We may decline any application at our discretion or theirs.
Any savings comparison depends on your card mix, volume, and current pricing; actual results vary.

4. Third-party products and services

We resell, refer, and integrate products owned by third parties (including POS platforms, gateways, hardware manufacturers, and financial institutions). Trademarks such as Clover®, Shift4®, and others belong to their respective owners; their appearance on the Site does not imply their endorsement of these Terms. Your use of third-party products is governed by those parties’ own terms and warranties, and we are not responsible for third-party acts, omissions, outages, or policies.

5. Acceptable use

You agree not to: (a) use the Site for any unlawful purpose; (b) submit false or misleading information in any form or application; (c) interfere with the Site’s operation, attempt to gain unauthorized access to any system or data, or introduce malicious code; (d) scrape, harvest, or bulk-download Site content except as permitted by search-engine indexing; or (e) use the Site to build a competing marketing database.

6. Intellectual property

The Site and its content — including text, guides, graphics, logos, and design — are owned by Lone Star Payments or its licensors and are protected by copyright and trademark law. You may view, print, and share Site content for your own business evaluation purposes with attribution. Any other reproduction or commercial use requires our prior written consent.

7. Informational content; no professional advice

Articles and guides on the Site (including content about pricing programs, surcharge rules, PCI compliance, and state or federal law) are provided for general information only and do not constitute legal, tax, accounting, or financial advice. Laws, card-brand rules, and enforcement practices change. Consult a qualified professional before acting on any information found on the Site.

8. Disclaimers

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LONE STAR PAYMENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM OR RELATING TO YOUR USE OF THE SITE. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100). THIS SECTION DOES NOT LIMIT LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW, AND DOES NOT APPLY TO OBLIGATIONS UNDER SEPARATE SIGNED SERVICE AGREEMENTS.

10. Indemnification

You agree to indemnify and hold harmless Lone Star Payments and its members, officers, employees, and agents from any claims, damages, and expenses (including reasonable attorneys’ fees) arising out of your violation of these Terms or your misuse of the Site.

11. Governing law and venue

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any dispute arising from these Terms or the Site shall be resolved exclusively in the state or federal courts located in Dallas County, Texas, and you consent to personal jurisdiction there.

12. Changes to these Terms

We may update these Terms from time to time. The “Last updated” date above reflects the most recent version. Continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

13. Contact

Questions about these Terms? Contact Lone Star Payments, LLC — Dallas, Texas · (214) 838-1818 · info@lonestarpayment.com.