More Solutions Than Anyone.
Work smarter, automate for efficiency, and open up new revenue streams.
Your Partner For Merchant Services
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Find The Right Solution For Your Business.
No matter how big or small, online or brick and mortar, whether you need a little help with payment processing or a whole suite of products, we’re here to help. The right payment stack depends on how you actually operate — so we start there, not with a rate sheet.
67 solutions · 41 business-type playbooks · 25 Texas cities served.
- ★Matched to your industry: dedicated playbooks from restaurants and boutiques to high-risk verticals — the pains, the fix, and the exact stack we deploy
- ★Local everywhere in Texas: on-site installs across Dallas / Ft. Worth, overnight preconfigured hardware statewide — find your city
- ★60-second quiz, no email required: five questions, a straight recommendation, and a free statement review if you want the savings math
Running A Business Is Hard.
We make getting paid the easy part. Here’s how.
Dual Pricing
Dual pricing displays a cash price and a card price on every item, so the cost of card acceptance is transparent instead of buried in your margins. Lone Star Payments does all the heavy lifting — hardware, software, receipts, signage, and configuration.
Typical result: 80–95% of processing costs offset, compliantly.
- ★Card-brand-compliant two-price display on shelf tags, screens, and receipts
- ★Configured for Texas rules — see our guide to card fee laws for Texas merchants
- ★Runs on PAX, Dejavoo, Valor, and Clover terminals we set up for you
Innovative Solutions
The best solution is the one that works for how you actually operate — card present, card not present, mobile, POS, and full eCommerce. We carry more platforms than any competitor and match them to your business type.
67 solutions across POS, hardware, gateways, and programs.
- ★POS: Clover, Shift4Dine, LINGA, KORONA POS, WooPOS, SwipeSimple, Payanywhere
- ★Online: NMI and Authorize.net gateways, Shift4Shop eCommerce storefronts
- ★Field & mobile: Clover Go, tap-to-pay on phone, text-to-pay links
Same Day Funding
Same day funding settles your card batches into your bank the same business day — not the T+1 or T+2 wait most processors call normal. You shouldn’t have to wait for specific dollar amounts or time periods to use the money you’ve earned.
Batch before the cutoff, see the deposit today.
- ★No minimum-volume thresholds or holding periods
- ★Cutoff times, caps, and weekend behavior disclosed up front
- ★Built for cash-flow-tight businesses: restaurants, retail, and trades
Customer Service
Our business is your business, and we want you working on what matters most — not messaging a bot. Call (214) 838-1818 and a live human in Dallas / Ft. Worth answers: sales, tech support, customer success, and implementation under one roof.
Dallas / Ft. Worth-based team serving DFW, all of Texas, and merchants nationwide.
- ★On-site installation and staff training across Dallas / Ft. Worth
- ★Named departments, not ticket queues — see who to call
- ★Free statement reviews: send one month, we show you your effective rate
We Design Solutions With You. For You.
We’ve combined the most powerful software on the market today with state-of-the-art hardware to create a “done for you” solution.
Point Of Sale
A point of sale system is the operating hub of your business — orders, inventory, staff, and payments in one place. We carry more POS options than any competitor and match them to how you work.
7 platforms. One partner to match, install, and train.
- ★Clover, Shift4Dine, LINGA, KORONA POS, WooPOS — by business type
- ★Choosing POS for a restaurant or a retail store? Start with our guides
- ★Free placement programs, plus up to $5,000 toward upgrades
Payment Processing Software
Payment software connects every way you sell to one merchant account — gateways, virtual terminals, invoicing, and eCommerce, configured so authorization and settlement live under one roof.
NMI · Authorize.net · Shift4Shop · Biller Genie
- ★Gateways with tokenized card vaults that shrink PCI scope
- ★Automated invoicing with QuickBooks sync — invoices paid up to 40% faster
- ★Full online stacks explained in our online payments guide
Payment Processing Hardware
Modern EMV and tap-to-pay terminals qualify transactions at better interchange rates and end the counterfeit-fraud liability that swipe-only hardware carries. The industry's widest lineup, matched to your counter.
Up to $5,000 toward upgrades — through 8/31/2026.
- ★PAX, Dejavoo, Valor, Clover, BBPOS — countertop, wireless, and mobile
- ★Why old terminals cost real money: the EMV liability shift
- ★P2PE encryption ships as the default on every deployment
★ Dallas / Ft. Worth-Based · Live Human Support
Trusted By Businesses Across Texas.
Honest pricing you can audit line by line, a Dallas / Ft. Worth team that answers the phone, and solutions matched to how your business actually runs — that’s how we earn merchants and keep them.
★
Dallas / Ft. Worth, TX
A live human answers — (214) 838-1818
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Shift4 · Clover
Certified partner solutions
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LSP Gives Back
Invested in Texas communities
Featured Articles
How Much Should Credit Card Processing Cost? Real Numbers for 2026
Effective rates, the three fee layers behind every swipe, the junk fee hall of fame — and what Texas merchants actually pay…
Learn more
Can You Surcharge in Texas? Card Fee Rules for Texas Merchants
Texas Finance Code §339.001, the card-brand rules that still apply, and why dual pricing is the cleanest path…
Learn more
Are ‘Free’ POS Systems Actually Free? What the Fine Print Says
The four ways “free” gets funded — and how to tell a fair placement program from a 48-month lease trap…
Learn moreMerchant Services, Answered.
How much should credit card processing cost?
Most small businesses pay an all-in effective rate of 2.5%–3.5% of card volume. Interchange makes up 70–80% of that and is fixed for every processor; everything above it is markup, and markup is negotiable. If you're above 3.5%, you're overpaying — here's what processing should really cost.
Is it legal to pass card fees to customers in Texas?
A compliant dual pricing program — posting a cash price and a card price — is the cleanest approach for Texas merchants. The compliance lives in how prices appear on tags, screens, and receipts, which we configure for you. Full details in our guide to Texas card fee rules.
How fast can I access my card sales?
With same day funding, batches settled before the cutoff deposit the same business day — not the T+1/T+2 industry default. Cutoffs, caps, and weekend behavior are disclosed up front; here's how it really works.
Which POS systems does Lone Star Payments offer?
Clover, Shift4Dine, LINGA, KORONA POS, WooPOS, SwipeSimple, and Payanywhere, plus PAX, Dejavoo, and Valor terminals — matched to your business type, installed, and trained by our Dallas / Ft. Worth team. Ask about up to $5,000 toward a POS upgrade, extended through 8/31/2026.
Do you work with high-risk businesses?
Yes — CBD, vape, nutraceutical, credit repair, travel, and more, boarded with acquiring banks that explicitly support those industries. Honest reserves, honest terms, accounts that stay open: see our high-risk merchant account guide.
Serving Merchants Across Texas.
On-site installation and training across Dallas / Ft. Worth, overnight preconfigured hardware statewide — with a dedicated local guide for every market we serve.
★Merchant Services in Houston
★Merchant Services in San Antonio
★Merchant Services in Dallas
★Merchant Services in Austin
★Merchant Services in Fort Worth
★Merchant Services in El Paso
★Merchant Services in Plano
★Merchant Services in Frisco
★Merchant Services in Arlington
★Merchant Services in Corpus Christi
★All 25 Texas Service Areas
Partner With The Best.
The world of payments is rapidly changing in front of our eyes. Massive consolidation is happening at a record pace, and this will inevitably impact your business as a merchant services agent.